Help Preserve Your Wealth
and Leave a Legacy
Our Retired Millionaire Clients want to help
Preserve their Wealth, Reduce Taxes,
Minimize Risk and Leave a Legacy to their Family.
You’ve worked hard to build what you have, and now that
you’re retired you want retirement strategies to help feel
in control of your money and financial future in retirement.
FOUNDED IN 1972
Are you getting concerned about Stock Market
Volatility and a Potential Recession?
Since the last major recession of 2008/09, the Markets have been
going up for 17 years. Our retired clients don’t want to lose a lot
of their retirement assets at this age and stage of life.
Please note, it is not possible to invest directly into the S&P 500® Index; this measure is provided solely as a gauge of overall market performance. Standard & Poor’s: “Standard & Poor’s®,” “S&P®,” and “S&P 500®” are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”). The historical performance of the S&P 500 is not intended as an indication of its future performance and is not guaranteed. This chart is not intended to provide investment, tax or legal advice. Be sure to consult a qualified professional about your individual situation. This chart does not take into account investment fees, so actual results may be different than depicted above. The down percentages shown above are from the top of the market to the bottom of the market in each down move without dividends. The up percentage is from March 9, 2009 through May 14, 2026 without dividends. Source: https://www.barchart.com/stocks/quotes/$SPX/interactive-chart
Buy and Hold, or Buy and Hope It’s time for a Better Retirement Planning Strategy:
Craig Kirsner, MBA, Investment
Adviser Representative
Steven Kao, MBA,
CAIA, Director of
Portfolio Management
Steve uses a number of tools and strategies to monitor the
stock markets and market sectors to make sure our client’s
portfolios are optimized, some of which are shown below:
This video shows how our Actively Managed,
Diversified Portfolio Wealth Management Strategy works:
This graph provided for illustrative purposes only; it does not represent a real life scenario and
should not be construed as advice designed to meet the particular needs of an individual’s situation.
Call 1-800-807-5558 to attend a dinner workshop at Morton’s, Ruth’s Chris or Abe & Louie's Steakhouse in Boca Raton or Fort Lauderdale, Florida
Craig Kirsner, MBA, has been seen on:
Craig's Recent News Appearances
Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Craig Kirsner or Kirsner Wealth Management is stated or implied. The appearances above were obtained through a PR program. A PR firm was paid to assist with media placement.
The appearances in Kiplinger were obtained through a PR program. The columnist received assistance from a public relations firm in preparing this piece for submission to Kiplinger.com. Kiplinger was not compensated in any way.
Craig Kirsner, MBA, is a Forbes Magazine Top Financial
Security Professional in the
entire State of Florida for
2022, 2023, 2024, and 2025:
Forbes Top Financial Security Professionals 2022 to 2025 is a ranking of financial professionals conducted by Forbes through the SHOOK evaluation process. To be considered by Forbes, Craig Kirsner was nominated by an insurance carrier he sells annuities through. Financial Security Professional (FSP) refers to professionals who are properly licensed to sell life insurance & annuities. FSP may also hold other credentials & licenses which would allow them to offer investments & securities products through those licenses. References to security refer only to the benefits of insurance products, not to investments. Insurance products are backed by the financial strength & claims paying ability of the issuing carrier. For more information on the FSP Ranking visit this link: https://www. forbes.com/sites/rjshook/2025/07/10/methodology-americas-top-financial-security-professionals-2025
Craig's Books and Magazine:
Learn Strategies To Help You Feel In Control of Your Money and Financial Future In Retirement at one of our upcoming dinner workshops at Morton’s, Ruth’s Chris or Abe & Louie's Steakhouse:
Featured Speakers
Jack Owen, Jr.,
Esquire, CPA Attorney and CPA
Estate Planning Attorney since 1985 and a CPA since 1981
Jack Owen, Jr. Esq, is not affiliated with Kirsner Wealth Management or AEWM.
Craig Kirsner, MBA President and Investment Adviser Representative
Speaker, Author, Investment Adviser Representative and a licensed Insurance Professional since 1994
Steven Kao, MBA, CAIA Financial Advisor
and Director of
Portfolio Management
Portfolio Strategist, CAIA Charterholder and Investment Adviser Representative
Hear from guest speaker Jack Owen, Jr. Esquire, Estate Planning Attorney and CPA about ways to create an Estate Plan designed to help protect the assets you leave your Children and Grandchildren from potential future divorces, lawsuits and creditor claims, and help ensure your assets stay in your family bloodline
Discover IRA tax strategies that could potentially save you income taxes
Learn strategies to help protect your retirement assets from the next Recession. It’s time for a Better Retirement Planning Strategy
The high costs of many mutual funds and variable annuities what are you really paying in fees each year?
Now that your children cannot do a Stretch IRA, how might that affect your current planning?
NOW is the best time to get a Risk Analysis done on your retirement plan with the markets near all-time highs
Alternatives for today’s low-rate CDs and money market funds to help combat inflation
Do you now own an annuity? Now is a great time to get a second opinion on that annuity with interest rates higher
Our retired clients typically want to learn strategies to help preserve their wealth, minimize risk, reduce taxes and leave a legacy to their family after they’re gone.
This is an informational dinner workshop to help avoid the most common mistakes when planning your retirement for those over age 60 with $1 Million to $10 Million or more in Net Worth
This event is for informational purposes only and is not meant as investment advice or a recommendation to engage in any investment or financial strategy. Investment and financial decisions should always be made based on your specific financial needs, objectives, goals, time horizon and risk tolerance. Please consult with a professional regarding your personal situation.
Workshops are from 5PM to 6PM with Dinner to Follow.
Call 1-800-807-5558 now to reserve your seats
Founded in 1972 · The Kirsner Wealth Management Team:
Fun Quarterly Client Events for Kirsner Wealth Management Clients:
Thanksgiving Client Appreciation Annual Luncheon
Flower arranging client appreciation event
Charity Tournament Golf Winners!
Charity 5K Sponsor for Gift Of Life
Country Club Speaker Events
We rented out the entire Boca Raton Museum of Art for the Art Of The Hollywood Backdrop exhibit
Guest Speakers for our clients to learn
Drive Shack outdoor golf range event
Female client appreciation painting event
Drive Shack outdoor golf range event
Men’s client movie event at Ipic in Boca
Valentine’s Day Abe & Louie’s Luncheon
Call 1-800-807-5558 to attend a dinner workshop at Morton’s, Ruth’s Chris or Abe & Louie's Steakhouse in Boca Raton or Fort Lauderdale, Florida
CONCERNED ABOUT HIGHER TAXES IN THE FUTURE
WITH OUR GOVERNMENT DEBT OVER $40 TRILLION?1
Your IRAs could owe significant taxes over time!
Someone must pay tax on that IRA money so learn ways
to help manage taxes as efficiently as possible.
Proactive IRA Tax Planning Strategies could also be beneficial for
your Surviving Spouse who will one day become a Single Taxpayer,
or for your Children who can no longer do a Stretch IRA.
If you’re a married couple you’re now in a joint taxpayer bracket.
For example, as a married couple if your taxable income
is $148,300 or less you’re now in the 22% tax bracket.
However, when one spouse dies, the surviving spouse (usually
the wife) would jump up to be in the 24% tax bracket!
This is why the Roth IRA conversion could be important to consider
for a surviving spouse to help keep her future taxable income lower:
If your taxable income as a married couple is $250,000 a year, this chart shows that you’re now in the 24% tax bracket while you’re “Married Filing Jointly".
However, if the husband dies first, then the surviving wife is now a “Single Filer”, with taxable income of $250,000 she jumped up into the 32% tax bracket!
1 U.S. Debt Clock. 2026. https://usdebtclock.org
Roth IRA Conversion Planning can Help the Surviving Spouse.
Learn more about Tax Planning Strategies:
Kirsner Wealth Management has a strategic partnership with tax professionals and attorneys who can provide tax and/or legal advice. Neither Kirsner Wealth Management or its representatives may give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA.
We have amazing Client Quarterly Events! Learn more about what it’s like being a part of the Kirsner Wealth Management Client Family by watching this video:
A Dynasty Trust Estate Plan will help protect the assets you leave your Children and Grandchildren from potential future divorces, lawsuits and creditor claims, and help ensure your assets stay in your family bloodline. Watch this video with guest speaker Jack Owen, Jr. Esquire, CPA, Estate Planning Attorney and CPA and Craig Kirsner to learn more:
Kirsner Wealth Management has a strategic partnership with tax professionals and attorneys who can provide tax and/or legal advice. Neither Kirsner Wealth Management or its representatives may give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Jack Owen, Jr., Esquire, CPA is not affiliated with Kirsner Wealth Management or AEWM. Jack Owen, Jr., Esquire, CPA office location: 4500 PGA Blvd., Suite 200, Palm Beach Gardens, FL 33418
Call 1-800-807-5558 to attend a dinner workshop at Morton’s, Ruth’s Chris or Abe & Louie's Steakhouse in Boca Raton or Fort Lauderdale, Florida
Meet the nine Kirsner Wealth Management Team Members that help make our client’s lives great!
Craig Kirsner, MBA: President, Investment Adviser Representative. Craig is an Author, Speaker, and Retirement Planning Professional who you may have seen on Kiplinger, Forbes, Fortune, CBS Action News, NBC News, The Today Show and more. Craig is Forbes Magazine #179 Top Financial Security Professional in the entire United States for 2021 and a Forbes Top Security Professional in the entire State of Florida for 2022, 2023, 2024, and 2025. Craig has been licensed in the insurance business since 1994. Craig is married to Karen and their boys are Samuel and Adam.
Steven Kao, MBA, CAIA: Financial Advisor and Director of Portfolio Management. Steven is a CAIA Charterholder and earned his MBA from the NYU Stern School of Business. He is the founder of Cycles Edge, an investment research platform followed by over 36,000 subscribers. Steven enjoys traveling with his wife and son and exploring Florida's beaches.
Steven Kao utilizes the Cycles Edge platform to provide educational newsletters focused on market insights. Cycles Edge and its related services are provided strictly for educational purposes. Cycles Edge activities are an outside business activity and are neither offered through nor supervised by AE Wealth Management, LLC.
Chabelie Gleichman: Operations Manager and Director of Client Relations. Chabelie is a real leader of our team who completely runs the day-to-day business operations including our dinner workshops. She graduated Magna Cum Laude from Florida Atlantic University and has been within us since 2017. Chabelie is from New York and is married to Paul.
Brianna Shepard: Director of Client Operations. Brianna makes sure that all aspects of our clients' needs are handled. She attended Florida Atlantic University and received her degree in both Sociology and Psychology. She enjoys spending time with friends and family fishing in the Florida Keys.
Janae Jacobs: Client Operations Coordinator. Janae spent 5 years running preschools then 4 years as the manager and public relations director of a chiropractic firm with five offices. She takes great care of serving our clients' needs. Janae loves animals and is engaged to Chase.
Gabriela Belffi: Marketing Officer. Gabriela has a solid background in the hospitality industry, she brings five years of exceptional customer service and organizational skills to our team. She is pursuing a Bachelor's Degree in Accounting from USF. She is passionate about using her management skills in the wealth management world. Gabriela is Brazilian.
Jaiden Sosa: Director of Client Relations. Jaiden has a background in psychology and mental health services, along with experience in client relations, operations, and administrative management. Her experience working closely with clients has shaped her passion for building meaningful relationships, providing personalized support, and creating a positive client experience. Outside of work, Jaiden enjoys spending time with family and friends, exploring new restaurants, traveling, and spending time with her dog.
Alexis Lazo: New Business Administrator. Alexis is our New Business Administrator who makes sure that all our clients' applications are done accurately and properly. Alexis graduated from Mary Baldwin University in Virginia. She was inducted into the Miami High Hall of Fame for her outstanding achievements.
Tania Almeida: Administrative Assistant. Tania graduated Mississippi College with a bachelor's degree in Kinesiology where she was a Dean's List Scholar. Tania worked for 3 years in the medical field and 2 years in accounting. Tania enjoys volunteering in animal shelters and nursing homes and is married to Rodrigo.
Learn more about our firm in this video:
Steven Kao utilizes the Cycles Edge platform to provide educational newsletters focused on market insights. Cycles Edge and its related services are provided strictly for educational purposes. Cycles Edge activities are an outside business activity and are neither offered through nor supervised by AE Wealth Management, LLC
Call 1-800-807-5558 to attend a dinner workshop at Morton’s, Ruth’s Chris or Abe & Louie's Steakhouse in Boca Raton or Fort Lauderdale, Florida
FOUNDED IN 1972
Contact us at [email protected] or call us at 1-800-807-5558 to
come to an upcoming dinner workshop at Morton’s, Ruth’s Chris or Abe & Louie's Steakhouse or to schedule a time to discuss your financial situation.